Once you report the loss of your ATM or debit card, federal law says you cannot be held liable for unauthorized transfers that occur after that time.The Fair Credit Billing Act (FCBA) and the Electronic Fund Transfer Act (EFTA) offer protection if your credit, ATM, or debit cards are lost or stolen.If someone uses your ATM or debit card before you report it lost or stolen, your liability depends on how quickly you report it: If someone makes unauthorized transactions with your debit card number, but your card is not lost, you are not liable for those transactions if you report them within 60 days of your statement being sent to you.Here’s a simple hack, you can use your debit or prepaid card for as long as it’s Visa, Mastercard, Diners, JCB, American Express, Discover, Union Pay, etc.Identifying scammers is the number one thing you need to learn when it comes to dating online, I bet you never want to end up getting your identity or money stolen.It is very easy and simple to identify scammers in a dating website, once they start asking you to send them money or give them your credit card information there's a 90-100% chance they are trying to scam you.Report the loss or theft of your card to the card issuer as quickly as possible.Many companies have toll-free numbers and 24-hour service for such emergencies.
If you’ve used others, we’d love to hear your experiences and suggestions in the comments section below. Example, if your company has a corporate card (name different than yours), you can enroll this and use this to pay for your official trips. Several banks offer a debit card or a prepaid card with Visa or Mastercard.Debit cards are like digitized versions of checkbooks; they are linked to your bank account (usually a checking account), and money is debited (withdrawn) from the account as soon as the transaction occurs.Credit cards are different; they offer a line of credit (i.e., a loan) that is interest-free if the monthly credit card bill is paid on time.Just remember the tip I said above to reduce your chances of getting scammed online.
If your credit, ATM, or debit card is lost or stolen, federal law limits your liability for unauthorized charges.
Be sure to share this article to your friends who are planning to give dating sites and apps a try, sure many people actually find real dates online but a lot of them get scammed instead.